Reviewing Flagstar Bancorp Inc. (FBC)’s and Central Federal Corporation (NASDAQ:CFBK)’s results | StocksBeat
We are contrasting Flagstar Bancorp Inc. (NYSE:FBC) and Central Federal Corporation (NASDAQ:CFBK) on their risk, analyst recommendations, profitability, dividends, institutional ownership, earnings and valuation. They both are Savings & Loans companies, competing one another.
Valuation and Earnings
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Flagstar Bancorp Inc.||33||1.98||N/A||3.44||10.02|
|Central Federal Corporation||12||2.09||N/A||1.21||10.07|
Demonstrates Flagstar Bancorp Inc. and Central Federal Corporation earnings per share (EPS), gross revenue and valuation. Central Federal Corporation has lower revenue and earnings than Flagstar Bancorp Inc. The company that Presently has a lower price-to-earnings ratio is considered the more affordable of the two businesses. Flagstar Bancorp Inc. is thus currently the affordable of the two stocks because it has a lower price-to-earnings ratio.
Table 2 has Flagstar Bancorp Inc. and Central Federal Corporation’s net margins, return on assets and return on equity.
|Net Margins||Return on Equity||Return on Assets|
|Flagstar Bancorp Inc.||0.00%||12.2%||1%|
|Central Federal Corporation||0.00%||11.8%||0.8%|
Volatility & Risk
Flagstar Bancorp Inc.’s 1.24 beta indicates that its volatility is 24.00% more volatile than that of S&P 500. In other hand, Central Federal Corporation has beta of 0.54 which is 46.00% less volatile than S&P 500.
Insider & Institutional Ownership
The shares of both Flagstar Bancorp Inc. and Central Federal Corporation are owned by institutional investors at 0% and 24.2% respectively. About 0.8% of Flagstar Bancorp Inc.’s share are owned by insiders. Comparatively, 15.7% are Central Federal Corporation’s share owned by insiders.
In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
|Performance (W)||Performance (M)||Performance (Q)||Performance (HY)||Performance (Y)||Performance (YTD)|
|Flagstar Bancorp Inc.||-0.78%||3.45%||-2.52%||13.16%||0.79%||30.61%|
|Central Federal Corporation||0.25%||0.95%||-4.32%||11.56%||-6.8%||4.36%|
For the past year Flagstar Bancorp Inc. was more bullish than Central Federal Corporation.
Flagstar Bancorp Inc. beats on 7 of the 9 factors Central Federal Corporation.
Flagstar Bancorp, Inc. operates as a savings and loan holding company for Flagstar Bank, FSB that provides commercial, small business, and consumer banking services to individuals and businesses in the United States. Its Community Banking segment offers various products, such as checking accounts, savings accounts, money market accounts, certificates of deposit, consumer and commercial loans, home builder finance loans, and warehouse lines of credit. It also provides other financial services to consumer and commercial customers, including lines of credit; revolving credit; treasury management solutions; equipment leasing; inventory and accounts receivable lending; and capital markets services comprising interest rate risk protection products. This segment serves consumer, business, and mortgage lending customers through its branch banking, business and commercial banking, government banking, warehouse lending, and held-for-investment (HFI) portfolio groups. The companyÂ’s Mortgage Originations segment originates, acquires, and sells one-to-four family residential mortgage loans through home loan and, national call centers, Internet, unaffiliated banks, mortgage banking, and brokerage companies. Its Mortgage Servicing segment offers services and subservices mortgage loans; and residential mortgages HFI and mortgage servicing rights, as well as noninterest-bearing escrow services. At December 31, 2016, the company operated a regional office in Jackson, Michigan; and 99 full services banking branches in Michigan, as well as leased 31 retail offices located in 19 states, 4 wholesale lending offices, and 3 commercial lending offices. Flagstar Bancorp, Inc. was founded in 1987 and is headquartered in Troy, Michigan.